Making lending effortless for everyone
The complete mortgage origination platform, giving brokers, aggregators, lenders and partners the tools they need to move faster.
Trusted by 70+
companies
Our tools, to help
power your teams
E-lodgement
Our electronic loan application lodgement platform – Loanapp – is an industry leading loan submission environment for lenders and brokers. It provides seamless and fully configurable journeys, where the dataset, logic and policy are self-managed. The platform caters for both simple and complex scenarios including SMSF, construction, foreign income and much more.
12,000+
User per month
Loan Origination System
Modern purpose-built lending workflows and engines to process your applications from pre-assessment through to settlement. Provide your team full visibility across applications and pipeline via an intuitive single view. Fully configurable assessment logic to manage your lending workflows and SLA’s with ease.
Digitise policy, reduce time to decision and real time collaboration produces high quality and compliant results – always.
$9.3 billion +
Apps submitted per month
Digital Services Gateway
Trigger a catalogue of digital services that auto-populate fields and automatically validate data
via Connect – a two-way digital gateway. External services include identity validation, fraud check, automated valuation, digital signatures, credit assessment, bureau, Open Banking plus many more. Bring your own proprietary data for a full digital ecosystem experience.
3.3 Million +
Services request per month
Engines power your Ecosystem
Our purpose-built decision engines power your origination experience. Alternatively bring your own engines. We will update and republish any engine at any time, no redevelopment required
Open Technology Ecosystem
Simpology is a complete, cloud native digital lending platform, designed for continuous innovation. Built on modular, scalable architecture. It seamlessly integrates AI, headless and third-party services to achieve a best-in-class lending experience.
Connect
The Connect Platform is the AI ready bridge linking Simpology and the outside world of aggregators, lenders and digital service providers. Trust and security is provided by SSI, our proprietary integration platform. Connect and SSI safely synchronise thousands of messages in and out of the platform daily, through its message based encrypted foundations.
Config over Code
Lenders can update, publish and deploy their data schema at the tempo their business moves. This includes policy rules, product configuration, supporting document checklists, serviceability and much more. When rates change, no need to wait for a code release cycle or the technology team. Full audit trail for governance and control.
Unified Data Model
Loan Application Data Model (LADM) is Simpology's standardised data engine built on the Australian lending industry standard LIXI. One consistent record across every channel and service means faster integration, fewer errors and a future-proof foundation. Bring all your data together in one place, first party or third party, for a smart, clean, standardised and dynamic experience.
Enterprise
3rd Party Providers
Aggregators
100+ Integrations
Power the Ecosystem
Our Secure Service Integration (SSI) gateway enables two-way seamless connection of first- and third–party services into loan capture and assessment experiences. Easy and quick to plug and play:
A perfect fit for everyone
Brokers
Brokers spend less time on admin, make fewer errors, and get faster responses from lenders. You can take on more clients without the extra workload.
Lenders
Lenders have direct control over their application journeys, credit logic, and compliance settings. Changes happen on your timeline, not someone else's.
Borrowers
Borrowers can start and complete their home loan application digitally. No branch visits, no paperwork back-and-forth, and no chasing for updates.
Aggregator
Aggregator efficiency and accuracy guaranteed. Whether it be an automated product data feed, lender serviceability engine or integrated elodgement gateway, the outcome is digitised and assured.
Assessors
Assessors have a clear, structured view of every application. Reduce operational overhead through rich workflows, advanced data validation, automated processing and supporting documents intuitively available.
Our leadership team
David Shein - Director
David founded Com Tech Communications in 1987, growing it into a leading networking and communications supplier. In 2000, he sold the business to Dimension Data for over $1 billion. Since then, David has held senior roles including Chairman of Macromatix, Mentor at One Big Switch, and Non-Executive Chairman of Centric Wealth.
Paul Heilig - Director
Paul has more than 20 years in banking and mortgage broking. He spent a decade with Investec, helping establish its Australian operations, and later co-founded Kingsbridge & Eagle, a respected mortgage broking group. Paul also held senior executive roles at Centric Wealth.
Nicole Devine - Director
Nicole brings over 25 years of experience in strategy, technology, and operations across industries including banking, utilities, and government. As General Manager at REA Group, she leads Product and Technology for Financial Services. A Telstra Business Woman of the Year finalist, Nicole is known for inclusive leadership and co-founded NAB’s Women in Technology network. She holds Commerce and Law degrees from the University of Queensland.
Anthony Waldron - Director
Anthony is CEO Financial Services and CEO Mortgage Choice at REA Group, overseeing property finance solutions through digital channels and a network of 1,000 brokers. With 25+ years in financial services, he previously led NAB’s broker partnerships and other senior roles. Anthony is known for driving strategic growth and building high-performing teams. He holds a Bachelor of Business and a Graduate Diploma in Applied Finance.
David Jacobson - Executive Chairman
Dave was Managing Director of MacromatiX, a global leader in cloud-based retail and hospitality management solutions designed to increase productivity and operational excellence in inventory and supply chain management.
MacromatiX was successfully sold in 2012 to TPG, a leading global, private investment firm with $66 billion of capital under management.
TPG has since created RedBook Connect, which includes the MacromatiX solution, and services 15 of the world’s 20 largest Restaurant and Hospitality Brands.
Board of Directors
Industry certifications
We are committed to protecting your most valuable information. Lenders, Brokers, Aggregators and end-users trust us to safeguard their data thanks to our industry certifications and regular audits.